New Ford F-150 for Sale in Hutto, TX
The F-150 has been America's best-selling truck for 47 straight years, and Covert Ford of Hutto stocks one of the deepest F-150 inventories in Central Texas. We carry XL work trucks, XLT and Lariat daily drivers, King Ranch and Platinum luxury builds, Tremor off-roaders, and one of the region's largest Raptor selections. We serve Hutto, Austin, Round Rock, Georgetown, Pflugerville, and Cedar Park, and our F-150 inventory is built specifically for Central Texas — towing-capable, payload-rated, and configured for the work and weekends that matter here.
Every 2026 F-150 Trim, Explained
The 2026 Ford F-150 comes in nine trims, from the work-ready XL to the 720-horsepower Raptor R. Here's the honest breakdown — what each trim is actually for, what's standard, and who buys it.
| Trim | Starting MSRP | Engine | Best For | Inventory |
|---|---|---|---|---|
| F-150 XL | ~$39,330 | 5.0L V8 | Fleet, work, no-frills | Browse XL |
| F-150 STX | ~$41,855 | 2.7L EcoBoost V6 | Budget + appearance package | Browse STX |
| F-150 XLT | ~$44,695 | 2.7L, 3.5L EcoBoost V6 or 5.0L V8 | Best-seller, family + work | Browse XLT |
| F-150 Lariat | ~$59,560 | 2.7L, 3.5L EcoBoost or PowerBoost, or 5.0L V8 | Premium daily driver | Browse Lariat |
| F-150 Tremor | ~$64,915 | 3.5L EcoBoost V6 or 5.0L V8 | Off-road, factory-lifted | Browse Tremor |
| F-150 King Ranch | ~$65,825 | 3.5L EcoBoost or PowerBoost V6 | Luxury Western styling | Browse King Ranch |
| F-150 Platinum | ~$68,800 | 3.5L EcoBoost or PowerBoost V6 | Top-trim luxury | Browse Platinum |
| F-150 Raptor | ~$79,005 | 3.5L High-Output EcoBoost | Performance off-road | Browse Raptor |
| F-150 Raptor R | ~$114,420 | 5.2L Supercharged V8 | Maximum performance | Browse Raptor R |
MSRP varies by configuration. Confirm current pricing on the inventory page or call us.
F-150 XL — The Work Truck
The XL is the F-150 built for fleets, contractors, and anyone who measures a truck by what it hauls, not what it looks like. Vinyl floors, cloth seats, manual climate. Standard 2.7L EcoBoost V6 — 325 hp, 400 lb-ft of torque, 8,200 lbs of towing. Add the trailer tow package, spray-in bedliner, and chassis cab if you're building a service body.
F-150 STX — Sport Looks, Work Bones
The STX is what you buy when you want the XL's price point but don't want the XL's appearance. Body-color bumpers, 20-inch machined wheels, black grille, sport cloth seats. Mechanically the same 2.7L EcoBoost V6 platform, but it presents like a $60K truck. Strong value play under $50K.
F-150 XLT — The Bestseller
The XLT is the trim Ford sells more of than any other — the right truck for 70% of buyers. Power-adjustable cloth or leather seats, 12-inch SYNC 4A touchscreen, dual-zone climate, remote start. The 302A package adds Co-Pilot360, BLIS blind-spot, trailer tow. Tow up to 13,500 lbs depending on configuration.
F-150 Lariat — Premium Without Theatrics
The Lariat brings leather, heated and ventilated seats, dual-panel sunroof option, B&O audio, and a 12-inch digital cluster. The 3.5L EcoBoost V6 (400 hp, 500 lb-ft) is available, and most Lariat buyers take it. If you're spending Lariat money, you want the bigger engine. Call ahead — these turn fast.
F-150 Tremor — Factory Off-Road
The Tremor goes where the Raptor's price tag can't. Locking rear diff, Trail Turn Assist, Trail Control, 33-inch all-terrain tires, twin-tube shocks, 2-inch suspension lift from the factory. The 3.5L EcoBoost V6 makes 400 hp / 500 lb-ft, and you can tow 10,900 lbs while still attacking trails on the weekend.
F-150 King Ranch — Western Luxury
Mesa leather, Running W logo on the headrests, 22-inch wheels, a tow package that hauls 13,500 lbs without compromising the interior aesthetic. Buyers in this segment have usually owned three or four F-150s before this one. The 3.5L EcoBoost V6 is standard. Typically in Agate Black, Stone Gray, or Antimatter Blue.
F-150 Platinum — Top-Trim Luxury
Lincoln-grade interior in an F-150 body. Multi-contour heated, ventilated, massaging front seats. Real wood trim. Active Park Assist 2.0. Pro Trailer Backup Assist. The full BlueCruise hands-free driving suite. Platinum builds are typically special-order or short-supply — call if you want one and we'll source it.
F-150 Raptor — Desert Runner
Unique chassis with Fox Live Valve internal-bypass shocks, wider track, 37-inch all-terrain tires, 3.5L High-Output EcoBoost making 450 hp / 510 lb-ft. Engineered to be driven hard off-pavement and still daily-driven to school pickup. Covert Ford of Hutto carries one of the deepest Raptor inventories in Central Texas — if you're shopping Raptors, start here.
F-150 Raptor R — The Supercharged One
The apex predator. 5.2L supercharged V8 from the Mustang GT500, retuned for off-road and rated at 720 horsepower and 640 lb-ft of torque — the most powerful F-150 ever built. Carbon fiber accents, Recaro front seats, unique badging. Allocation is tight; ask for one specifically and we'll walk you through current availability.
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.
More Info
Performance & Towing Capability
The F-150's range of powertrains is wider than any competing half-ton, which is why it can serve as a fleet truck, a luxury daily, and a desert racer in different trims.
Engine Options
| Engine | Horsepower | Torque | Best Use |
|---|---|---|---|
| 2.7L EcoBoost V6 | 325 hp | 400 lb-ft | Standard on XL/STX/XLT — efficient daily driving |
| 3.5L EcoBoost V6 | 400 hp | 500 lb-ft | Heavy towing, Lariat/King Ranch/Platinum/Tremor |
| 5.0L Coyote V8 | 400 hp | 410 lb-ft | Traditional-V8 choice (limited availability 2026) |
| 3.5L PowerBoost Hybrid | 430 hp | 570 lb-ft | Maximum torque + Pro Power Onboard |
| 3.5L High-Output EcoBoost | 450 hp | 510 lb-ft | Raptor only |
| 5.2L Supercharged V8 | 720 hp | 640 lb-ft | Raptor R only |
Max Towing Capacity
The F-150's maximum conventional towing capacity is 13,500 lbs when properly equipped — that means a SuperCrew 4x2 with the 3.5L EcoBoost V6, 3.55 electronic-locking axle, and the Max Trailer Tow Package. With the 5th-wheel/gooseneck prep kit and a properly rated hitch, that number climbs further on heavy-duty applications.
For real-world towing planning: a typical Lariat SuperCrew 4x4 with the 3.5L EcoBoost and the Tow Package will tow 11,300 to 12,400 lbs depending on configuration. We'll print a payload sticker breakdown on any specific truck you're considering — payload is the number most buyers don't realize matters more than tow rating for daily use.
Max Payload
Max payload across the F-150 lineup runs from 1,475 lbs (Raptor) up to 2,440 lbs on a properly configured XL Regular Cab 4x2 with the 5.0L V8 and Heavy-Duty Payload Package. Payload includes everything in the bed plus passengers and gear inside the cab — so a 2,000-lb payload truck with four 200-lb passengers and 200 lbs of cab gear actually has 1,000 lbs of bed capacity. Important number for contractors.
How the F-150 Compares
Against the Chevrolet Silverado 1500, the F-150 wins on max tow rating (13,500 vs Silverado's 13,300), max payload (2,440 vs 2,260), and on hybrid availability — the PowerBoost has no direct GM equivalent. The Ram 1500 narrowly beats the F-150 on max tow (14,000 lbs with the 5.7L HEMI), but the F-150 wins on engine variety and on the PowerBoost's Pro Power Onboard generator capability. Against the Toyota Tundra, the F-150 wins on payload, towing, and trim variety.
Technology & Interior
SYNC 4 / 4A Infotainment
Standard on every trim. 12-inch center touchscreen on XLT and up (8-inch on XL), wireless Apple CarPlay and Android Auto, over-the-air updates, cloud-connected voice search, and integration with the FordPass app for remote start, lock, and vehicle location.
Pro Power Onboard
This is the F-150's most underrated feature. The PowerBoost Hybrid offers up to 7.2 kW of usable AC power through bed-mounted outlets — enough to run a job site's power tools, a tailgate party's full setup, or even back up a house during an outage. The non-hybrid trims offer 2.0 kW or 2.4 kW options depending on configuration. No competing truck matches the 7.2 kW number.
BlueCruise Hands-Free Driving
Available on Lariat, King Ranch, Platinum, and Raptor trims. BlueCruise allows true hands-free driving on more than 130,000 miles of pre-mapped North American highways — including most of I-35, I-10, and I-45 in Texas. A driver-facing infrared camera monitors attention. This is the most polished hands-free system Ford offers.
Trailer Assist
Pro Trailer Backup Assist lets you steer a trailer with a knob on the dashboard while the truck handles the wheel inputs. Pro Trailer Hitch Assist takes that further — it'll line you up to a trailer hitch ball automatically. If you've ever spent fifteen minutes backing into a hitch in a Home Depot parking lot, you know why these features sell trucks.
360 Camera & Driver Assist
360-degree camera available on XLT and up. The Co-Pilot360 driver assist suite — pre-collision assist with auto-emergency braking, BLIS blind-spot monitoring, lane-keeping assist, adaptive cruise — is standard or available on every trim.
Why Buy Your F-150 from Covert Ford of Hutto
We're a Covert family dealership. Chance Covert is a third-generation Texas Ford dealer, the store is family-owned, and we've been in the Hutto and Austin metro for decades. That matters because the alternative in this market is corporate-chain stores where the GM rotates every 18 months and the sales floor doesn't know which trucks are on the lot.
What we do differently:
- We stock real F-150 depth. One of the largest F-150 selections in Central Texas, including one of the deepest Raptor inventories in the region. If you want choice, we have it.
- We're Ford-certified for service. Our service techs are factory-trained, and the same technicians who service our customer F-150s service the ones we sell. No warranty handoff to a strange shop.
- We finance through Ford Credit plus local credit unions. Including UFCU, Velocity, Greater Texas, and Randolph-Brooks. If you have a relationship with a local credit union, we probably already process loans with them.
- We do trade appraisals on the spot. Bring your current vehicle, get a written number same day. No back-and-forth, no take-it-home-and-think-about-it pressure.
- We're built for the Austin metro work-truck market. Contractor accounts, fleet pricing, upfit referrals — we do real work-truck volume, not just retail.
If you're shopping F-150s and you've been to two other dealers already, ask us a question the other store couldn't answer. We'll either know it or find it.
Pricing, Incentives & Financing
The 2026 Ford F-150 starts at approximately $38,810 for an XL Regular Cab 4x2 and runs up to $112,500+ for a Raptor R. Most XLT SuperCrew 4x4 configurations — the most common build in Central Texas — land in the $54,000 to $62,000 range with typical option packages.
Current Ford incentives (refresh monthly from Ford Credit and program memos):
- Ford Credit financing rates — confirm current APR at the time of inquiry. APR varies by credit tier and program month.
- Active military, first responder, and recent college grad bonus cash
- Ford trade-assist bonuses on select trims
We'll pull every incentive you qualify for and stack them where the program allows. Some incentives are mutually exclusive — for example, you typically can't combine the lowest APR with the maximum customer cash. We'll show you the math on both options.
Frequently Asked Questions
What is the starting price of a 2026 Ford F-150 at Covert Ford of Hutto?
The 2026 Ford F-150 starts at approximately $38,810 for the XL Regular Cab 4x2. Most XLT SuperCrew 4x4 configurations land between $54,000 and $62,000 with typical option packages, and the top-trim Raptor R starts around $112,500. Call us for an out-the-door quote on a specific truck.
Which F-150 trim has the best towing capacity?
The F-150 with the 3.5L EcoBoost V6, Max Trailer Tow Package, and 3.55 electronic-locking axle tows up to 13,500 lbs when properly equipped. That capacity is available on XL through Platinum trims. The Raptor and Raptor R, by design, have lower tow ratings — Raptor is rated at 8,200 lbs because the focus is off-road performance, not maximum hauling.
Does Covert Ford of Hutto have the F-150 Raptor in stock?
Yes. Covert Ford of Hutto carries one of the deepest Raptor inventories in Central Texas, including Raptor and Raptor R configurations across multiple colors and option packages. Browse our current Raptor inventory or call to ask about a specific build.
What's the difference between the F-150 XLT and Lariat?
The XLT is Ford's best-selling F-150 trim — cloth or optional leather seats, 12-inch touchscreen with SYNC 4A, remote start, and the option to add the 302A package with Co-Pilot360. The Lariat steps up to standard leather, heated and ventilated front seats, optional dual-panel sunroof, B&O audio, and a fully digital 12-inch instrument cluster. The 3.5L EcoBoost V6 (400 hp / 500 lb-ft) is also available on Lariat and recommended if you tow regularly.
Can I custom-order a new F-150 through Covert Ford of Hutto?
Yes. We process Ford custom orders directly through the factory build-and-price system, including special colors, trim packages, and configurations not currently on our lot. Typical custom-order delivery is 8 to 16 weeks depending on the build complexity and factory schedule. We lock your price at order time so you're protected from any mid-cycle MSRP increases.
What's the F-150's fuel economy?
EPA estimates vary by configuration. The 2.7L EcoBoost V6 4x2 is rated at 20 city / 26 highway / 22 combined. The 3.5L EcoBoost V6 4x4 typically rates 17 city / 23 highway / 19 combined. The PowerBoost Hybrid is the standout at 25 city / 26 highway / 25 combined, plus it adds 7.2 kW of Pro Power Onboard. Raptor figures are lower at 15 city / 18 highway — but that's not what you buy a Raptor for.
Does the F-150 Hybrid qualify for the federal EV tax credit?
No. The F-150 PowerBoost is a hybrid, not a battery-electric vehicle, so it does not qualify for the federal EV tax credit. The fully electric F-150 Lightning may qualify depending on configuration, MSRP, and current federal program rules — ask us for the latest qualifying details.
What service does Covert Ford of Hutto offer for F-150 owners?
Our Ford-certified service department handles all F-150 maintenance, warranty work, and recalls — oil changes, brake service, tire rotation, transmission service, towing-system inspection, and any work covered under your Ford warranty or Extended Service Plan. Schedule online or call our service department directly.
How do I schedule a test drive on a specific F-150?
Call us, fill out the contact form on this page, or click "Schedule a Test Drive" on any F-150 inventory listing. We'll confirm the truck is on the lot, get you a target time window, and have it pulled up front when you arrive. Bring your driver's license and a recent insurance card.