Ford Financing & Leasing
Covert Ford of Hutto makes it easy to secure affordable Ford Financing or lease terms when you purchase a new or used vehicle. Our Ford finance experts are committed to finding the best financing or car lease deals in the Austin, Georgetown & Round Rock area. We can help you buy a Ford, even with bad credit or no credit. Our dealership works with trusted auto financing sources and can help find you a car loan with a low rate and flexible terms.
Covert Ford of Hutto’s finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from Austin, Georgetown, Round Rock, Hutto and all over middle Texas. We work hard to ensure our customers get the right finance program at the most competitive rates.
Covert Ford of Hutto strives to work with each customer to ensure their satisfaction. We have financed customers from all over Central Texas. Whether you are right down the road or an hour away from Austin, you can use our quick pre-approval form to qualify for one of our finance programs. Please use our payment calculator to estimate your buying power and monthly payments.
How is your Credit?
Whether your credit is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
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Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you learn what you can afford. When you are ready to buy or lease, you can complete our quick online Ford Financing application, and our finance experts at Covert Hutto will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can determine which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically, buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. Consequently, this option is great for those who drive many miles, or plan on keeping their car for a long period of time.
Finally, when you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Normally, the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.